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Stethoscope on the Cardiogram

Health Protection Insurance 

SmartMedic Million + SmartMedic Million Plus

Comprehensive medical coverage in times of need

In the current climate of constant medical cost ination, receiving the proper healthcare that you deserve can be a large nancial setback, particularly in times of unexpected medical emergencies. With this growing concern in mind, we’ve developed a plan that makes the best of its valuable features to safeguard you and your loved ones in times of need.

Key Benefits

  • Comprehensive medical benefits with minimal deductible per any one disability

  •  High Overall Annual Limit with no Overall Lifetime Limit

  • Regular increments to the Hospital Room and Board Limit
    Protection up to age 100 years next birthday

  • Optional rider to further extend your Overall Annual Limit

  • Comprehensive medical benefits with minimal deductible per any one disability

  • High Overall Annual Limit with no Overall Lifetime Limit

  • Regular increments to the Hospital Room and Board Limit

  • Protection up to age 100 years next birthday

  • Optional rider to further extend your Overall Annual Limit

Need Help?

AVA's core belief is that financial peace of mind should be accessible to all. We firmly hold that everyone deserves a safety net to protect their hard-earned assets and loved ones from life's uncertainties.


We are here to provide tailored financial protection solutions for you, by making it convenient and stress-free.

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About
Contact Us

15 & 17 & 23, Jalan Kebudayaan 12,

Taman Universiti, 81300 Skudai,

Johor Bahru.

Monday - Friday: 8:30am to 5:30pm

+6012-651 9871

+6012-765 4698

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